Afonso Real Estate



Posted by Afonso Real Estate on 12/14/2016

Who doesn't like to save money? A penny saved is a penny earned and there are some quick and easy do-it-yourself tips that you can do around your home to help the savings add up. 1. Did you know a shorter dryer hose will make your dryer run more efficiently? You could save up to $25 a year by just trimming the dryer hose. Make sure to trim the hose length just long enough to pull the dryer a few feet out from the wall. 2. Keep the closet doors closed. Not only does it make your room look neater it will also keep you from heating or cooling more square footage. You could save up to $50 a year by just closing the closet doors. 3. Check the water heater and make sure it is set to 120 degrees.  You may have to wait a few minutes for the shower to heat up but you could also save up to $30 or more per year on gas, oil, electricity, or propane. 4. Replace all your light bulbs with energy-efficient halogen bulbs, rather than incandescents. Just by doing this you could save a whopping $20 per fixture on electricity over three years. 5. Chim chiminey, chim chim cher-ee! Get your chimney swept in the summer. Having your chimney done in the off-season will save you money by getting an off-season price. You could save approximately $50 per flue. Just doing these simple tips can save you hundreds of dollars a year.  




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Posted by Afonso Real Estate on 7/27/2016

It is great to have a room renovation every once in a while but painting and changing the look of a room can be costly and time consuming. Here are three quick and simple ways to change the look of your room without busting the budget.

  1. Window Treatments are one of the quickest, simplest and most affordable ways to change the whole look and feel of a room. If you prefer to take the focus away from the windows, choose neutral colors, and a simple style. If you would like to create a dramatic look and emphasize the view, choose more color or a bolder style in the window treatments. A layered look with sheers or a top treatment will also do the trick.
  2. Lighting can definitely add color. A simple solution would be to add colored bulbs to some of your light fixtures. Incandescent lighting can also add more warmth, and accent lighting can highlight an area of the room. Transform a room’s mood with dimmers, uplights, and sheer textile lampshades. Wall sconces, floor lamps and even candles can also change the look of a room.
  3. Artwork can change the look without busting the budget. Artwork can be from a local gallery, children’s drawings or just what you already have hanging around the house. Choose pieces that showcase intense colors but also work well with the existing pieces in your room. Try moving your current artwork around. Photos, vases, and other collectibles can give new life to a room. Group them in sets of three or five for an instant eye-catching display.
The possibilities are endless. You can infuse a lot of color into any room without once having to pry open a paint can or spend a fortune. Have fun!  





Posted by Afonso Real Estate on 2/17/2016

Is clutter taking over your life? There is a way to take your life back from the piles of junk collecting in your home and it doesn't involve all of your things ending up in the landfill. Here are just a few smart and frugal ideas for repurposing old stuff...   For Decorating Use old hardware from dresser drawers to hang curtains. Use junk CDs and DVDs as drink coasters. For Organizing Use oatmeal containers and coffee tins to store flour, sugar and mixes. Use old doorknobs to make a coat rack. For Outside Use egg cartons, old jars, tins and yogurt cartons to make functional seed starters. Use old wooden ladders as part of your landscaping, allowing ivy and other vine plants to climb them. Use CDs to scare birds away from your berry garden. Hang CDs from a tree near your berry bushes. The shiny, moving objects will frighten birds, keeping them away from your sun-ripened berries. Use Cooking Spray as an ice repellent. Spray both sides of a plastic or metal shovel with cooking spray and the ice will slide right off. Repurposing items is easy if you start by changing the way you look at things. Next time you think something is trash, stop and think “how can I repurpose this?”




Tags: Save Money   recycle   Reuse   Repurpose  
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Posted by Afonso Real Estate on 9/16/2015

Imagine if you could make your student loan disappear. According to American Student Assistance, a non-profit that aims to educate young people about money say it is possible. Both the federal and state government, as well as some non-profit organizations offer loan "forgiveness" programs. Do the right paperwork and you could be loan free. While there is no single comprehensive listing of loan forgiveness programs, there are programs for some specific professions. Here are a few of those: Law school graduates who become a district attorney or a public defender are eligible to apply for the John R. Justice student loan repayment program. This program pays up to $4,000 a year towards an eligible applicant's debt up to the maximum of $60,000 per graduate. The National Health Service Corps offers an even more generous program for health professionals. This program repays up to $60,000 in debt in just two years for students working in medicine, dentistry or mental health in underserved communities. Graduates who are willing to work part-time on medical research could eliminate up to $35,000 in debt per year with a program funded by The National Institutes of Health. If you are willing to trade a few years of service for loan forgiveness you are in luck. There are various federally funded loan repayment programs for fire fighters, teachers, nurses, librarians, speech pathologists and employees of non-profits.  The programs don't typically ask graduates to work for free but they might receive less pay in order to repay the loan. The value of the loan repayment is likely to more than compensate for the lost wages. Because there is no comprehensive list of forgiveness programs it pays to do your research. There are many organization's websites that can help students find the right fit.





Posted by Afonso Real Estate on 8/19/2015

When times are tough you look to cut back anywhere you can. The price at the pump can be a real budget buster. There are ways to save on gas and get better mileage from your dollar. Slow down Speed is the biggest factor on fuel economy. Driving at 55 mph instead of 65 or 75 will save on gas. Tests have shown increasing speed from 55 mph to just 65 mph dropped fuel economy from 40 mpg to 35. While driving at 75 mph can cost the car another 5 mpg. Go smooth Keep a steady pace; avoid hard acceleration and braking if possible. Frequent acceleration and braking can reduce mileage by 2 to 3 mpg. Driving with smooth acceleration, cornering, and braking will also extend the life of the automobile. Don't be a drag When driving on the highway, more than 50 percent of engine power goes to overcoming aerodynamic drag. Carrying large items such as luggage racks and top-carriers reduce fuel economy. Warm Up Take the time to warm up the engine before taking off. Cars run most efficiently when they're warm. Stopping and starting the car several times is a big factor, try to combine several short trips into one so that the engine stays warm. Pump up Check your tires. Underinflated tires compromise handling and braking which in turn can reduce fuel economy. Check the pressure of your vehicle's tires to make sure they are correct. Keep moving Idling is one of the worst things your car can do, when idling your car is getting zero miles per gallon. Turn off your engine if you expect to sit for more than about 30 seconds. Practicing these simple tips should have you putting less money in your gas tank in more in your wallet in no time.




Tags: Save Money   gas   money  
Categories: Money Saving Tips  




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